• Phone +91-7618281819
  • dfsmail.comp@gmail.com
  • Delhi, U.P

BUISNESS LOAN

Business loans are offerd in to two type . .

Secured & Unsecured

For a secured business loan the borower needs to pledge something as collatral of security against the loan amount taken. be it raw material of finisihrd product , land of machinery any thing can be kept as collatral in aggrement with the lending party the borower can also offer cash advance as collatrol as it offer make luquidty and the loan can be availd at lower intrest rate flexible repayment option .


In case unsecured business loan here is no requirement of any collatrol from the borower . however . while availing an unsecured business loan the borower needs to pay high intrest rates more over than loan amount is taken for a smaller tenure when comecon be further divirsified.

Business loan eligibilty

  • The borower needs to pledge
  • Business or personal properties used for residential / commercial / industrial / plot
  • Stock for inventory of raw/semi/ finisherd product
  • Machinery new or old
  • Vehicles
  • Shares & Securities.
  • Debtors

For Secured business loan

  • Minimum age 21 to 65 years age limit
  • Minimum income 5 lacs ( annual )
  • Minimum loan amount 10 lacs
  • Maximum loan amount
  • Minimum years of business existence
  • Minimun loan tenure
  • Maximum loan tenure
  • minimum turn over require

For Unecured business loan

  • Minimum age 22 to 77 years age limit
  • Minimum income ( annual )
  • Minimum loan amount 3 lacs
  • Maximum loan amount 5 lacs
  • Minimum years of business existence
  • Minimun loan tenure 3 years
  • Maximum loan tenure 5 years
  • minimum turn over required 7years.

Documentation of loan against property

  • Application form with photograph
  • Identity and address proof
  • Latest salary slip
  • Pain card + Form 16
  • Processing fee cheque
  • Title of deed
  • Self employes :-

  • Application form with photograph
  • Identity & add. proof
  • Income proof + pain card
  • Current business proof
  • I.T.R. last 3 years
  • Title of deed
  • Processing fee cheque

    Processing fee & 2% charged on loan amount which is deducted from the approval
      The process of disbursement of loan tenure is usually taken 7 to 10 working days all submitted documentation .it s also depend s your profile and documentations.

DFS

Loan